Running a business means juggling opportunity, risk, people, and numbers, often all before lunch. Your personal finances are tied to every decision, but rarely get the same level of attention.
At Schiller, Spence & Associates Private Wealth Management, we provide financial advice for business owners that connects every part of your financial life, from corporate structures and tax planning to investments and estate strategies. With offices in Lloydminster and Edmonton, we help entrepreneurs across Alberta, Saskatchewan and BC turn business success into personal financial freedom.
Serving communities such as Kitscoty, Vermilion, Lashburn, Paradise Valley, Paradise Hill, St. Walburg, and Marwayne.
Integrating business and personal goals
Your business is more than your livelihood; it’s part of your legacy. That’s why our approach to financial planning begins with understanding who you are, what you’ve built, and where you want to go next. As your financial advisor for small business owners, we create one cohesive plan that brings together your business and personal finances so every decision works toward a common goal. Whether you’re growing your enterprise, managing cash flow, or planning your eventual exit, we ensure each piece of your plan is aligned and measurable over time.
Tax efficiency and business structure
Effective tax planning can significantly impact your bottom line. Our business financial advisors help you identify and implement strategies that minimize both personal and corporate tax obligations. That includes evaluating incorporation options, optimizing your mix of salary and dividends, and developing investment strategies within your corporation to preserve capital and build wealth efficiently. Every decision is designed to enhance your financial flexibility and keep more of your hard-earned income working for you.
Sustainable growth and risk management
Business owners face a range of evolving opportunities and risks. Our team helps you manage those transitions with clarity and confidence. From succession planning and partnership structures to insurance solutions that protect your business, partners, and employees, we ensure every part of your plan supports your long-term vision. As your business grows, our team-based relationships scale with you, providing access to multiple planners when needed, so decisions move faster and expertise deepens as complexity increases.
Preparing for what’s next
Eventually, every entrepreneur reaches a stage where preserving and transferring wealth becomes as important as generating it. Our financial advice for small business owners includes exit and succession planning designed to protect your life’s work and ensure your wealth transitions smoothly, whether that means selling, retiring, or passing your business to the next generation. We also coordinate estate and philanthropic strategies that reflect your values and strengthen your legacy.
IG Private Company Advisory
IG Private Company Advisory provides strategic transaction and advisory services to mid-market businesses (that is, those with annual sales of between $20 million and $500 million), with the goal of generating opportunities and enhancing long-term value. The Private Company Advisory team leverages an extensive network to connect you with capital providers, investors and potential buyers who are aligned with your business’s specific needs and circumstances.
Hear from David Turnbull, Head of IG Private Company Advisory, about IG’s approach to helping you maximize the value of your business.
Discover how IG Private Company Advisory can help unlock your company's potential through its three core services:
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Selling or acquiring a business
Sourcing and evaluating potential buyers or acquisition targets for your business can be complicated. The Private Company Advisory team provides expertise and guidance to help you take advantage of growth opportunities and realize maximum value.
Services include:
- Deal sourcing
- Valuation and negotiation
- Due diligence
- Partial divestiture strategy
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Strategic advisory
Benefit from the team’s deep industry knowledge and strategic insights to make informed decisions on crucial matters.
Services include:
- Market entry strategy
- Expansion strategy
- Restructuring and turnaround
- Succession planning
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Raising capital
The team will guide you through the process of obtaining capital to grow your business on terms that suit your specific situation.
Services include:
- Debt financing
- Equity financing
- Mezzanine financing
- Alternative funding sources
- Working capital solutions