Investments are tools that help bring your goals to life. Whether that’s more time with family, the freedom to step back from your business, or the ability to give generously, your portfolio should be built with that in mind.
At Schiller, Spence & Associates Private Wealth Management, we believe strong investment planning begins with understanding what matters most to you. Whether it’s financial independence, family security, or leaving a lasting legacy, we design strategies that connect your portfolio to your purpose.
Integrated advice from your investment advisors
As your Lloydminster and Edmonton investment advisors, we bring clarity to the complex world of wealth. Your investments are part of a broader financial framework that includes tax, retirement, estate, and business planning. Our advice-first, full-picture planning approach ensures every investment decision supports your overall goals.
We structure portfolios to balance growth, protection, and liquidity, so your wealth works as hard as you do. Whether you’re a professional, entrepreneur, or retiree, our investment planning process is built to adapt, evolve, and deliver measurable results over time.
Investment planning for business owners and high-net-worth families
High-net-worth investment advisors understand that complexity increases with success. Business sales, corporate holdings, and diversified assets require specialized coordination and management. We tailor investment plans for business owners that align corporate cash management, tax efficiency, and long-term wealth creation.
From reinvesting proceeds after a business sale to diversifying concentrated holdings, our team ensures your portfolio fits seamlessly within your overall financial structure. Each strategy is designed to sustain your wealth, support your family’s needs, and secure your financial independence.
Tax efficiency that keeps your wealth working
Every dollar saved in tax is a dollar that stays invested. Our investment planning incorporates tax-smart strategies, including income splitting, capital gains deferral, and optimal account allocation across RRSPs, TFSAs, and corporate accounts. By coordinating with your tax professionals, we help you capture opportunities others overlook, enhancing after-tax returns and preserving your capital for future generations.
Beyond traditional investments
Your goals deserve more than a one-dimensional approach. As experienced investment advisors, we employ a disciplined blend of traditional and alternative investments, including private equity, real estate, and infrastructure, to enhance portfolio resilience against volatility. For those who value impact as much as performance, we also offer sustainable investment options that align financial growth with personal values.
Turning wealth into income
As your life evolves, so should your portfolio. When the time comes to transition from building wealth to using it, we design income-focused strategies that sustain your lifestyle while maintaining long-term growth. Through dividend income, bond ladders, and disciplined withdrawal plans, your investments become a reliable engine for financial freedom.
A disciplined, personal approach
At Schiller, Spence & Associates Private Wealth Management, every client works with a dedicated advisory team that knows their goals inside and out. Our high-touch service model ensures that questions are answered promptly, opportunities are addressed efficiently, and your portfolio remains aligned with your evolving life.