You’ve spent a lifetime building wealth, through hard work, careful planning, and commitment to your family’s future. At Schiller, Spence & Associates Private Wealth Management, we help ensure that wealth continues to serve the people and causes that matter most to you.

We guide families and business owners across Alberta, Saskatchewan and BC through structured, personalized wealth transfer strategies that protect assets, reduce taxes, and strengthen family harmony.

Preparing the next generation

Whether you’re gifting during your lifetime, transitioning a business, or preparing an inheritance, our goal is to make sure your wealth continues to reflect your values. Through advice-first, full-picture planning, we bring clarity to complex family and financial dynamics so your estate transfer feels purposeful and organized.

We help families hold open, thoughtful conversations about what matters most, who inherits, how the next generation will manage wealth, and how to ensure shared goals stay intact. These conversations create a plan built on trust, accountability, and understanding, so every member of your family feels included and prepared.

Wealth transfer strategies that fit your goals

No two families are alike, and neither are their financial legacies. Our wealth transfer strategies are customized to align with your structure, lifestyle, and priorities.

  • Tax-efficient estate transfers

    We utilize proven strategies, such as trusts, corporate reorganizations, and the Lifetime Capital Gains Exemption, to help minimize the tax impact while maximizing the benefits your family receives.

  • Gifting and trust design

    Structured gifts and trusts allow you to share wealth intentionally, ensuring heirs receive funds at the right time and in the right way.

  • Insurance-based solutions

    Life insurance can provide immediate liquidity to cover taxes and expenses, while ensuring the full value of your estate transfers smoothly.

  • Business continuity planning

    For business owners, we align your estate and succession plans to protect operations, preserve value, and prepare successors for leadership.

Every component of your plan works together, estate, tax, investment, and cash flow, to ensure your wealth continues to grow while transitioning seamlessly to the next generation.

The excellent wealth transfer in motion

Canada is in the midst of a massive generational shift, trillions of dollars in assets are expected to change hands in the coming decades. This moment represents both an opportunity and a responsibility. Our team helps clients approach wealth transfer with structure and foresight, turning potential challenges into confidence for the future. We make sure your legacy isn’t just received, it’s understood, appreciated, and managed wisely.