Schiller, Spence & Associates Banks / Credit Unions Do-it-yourself Traditional Wealth Management Firm Group retirement Plans / Robo-advisors
Portfolio Management          
Access to world class institutional managers          
Fully diversified portfolio          
Tax-efficient placement of investments          
Strategic tax loss harvesting          
Proper rebalancing techniques          
“Factor” investing (tilted towards small-cap and value)          
Integration of 3rd party accounts into investment strategy          
Behavioral finance “coach” to prevent emotional decisions/mistakes          
Outsourcing of time required to manage portfolio          
Outsourcing of stress required to manage portfolio          
Financial Planning          
Proactive guidance on all financial matters          
Net worth projections to guide decision-making          
Advisors who understand your career and financial trajectory          
Plans that consider assets not directly managed by advisor          
Deep integration between tax planning and investments          
Discounted mortgage rates provided by our partner bank          
Access to line of credit collateralized by investments          
Outsourcing of time required to make financial planning decisions          
Outsourcing of stress required to make financial planning decisions          
Guidance on tax-advantaged charitable giving